- A vendor must be a WFMA member to be eligible for this member benefit.
- Premiums will be charged as a flat amount for the policy period.
- No refunds for cancellations.
- No reduced premiums for late entry into the policy period.
- Premiums noted include all processing fees and state taxes.
- The above coverages are the only coverages offered. Any coverage requested in the application that differs from the above is not included.
- Vendors will have coverage at any established farmers market or established farmers market-type event in the states of Wisconsin and Minnesota.
- Only small, one-of-a-kind, non-mass-produced crafts will be permitted to be sold.
- Only locally grown/raised products are eligible for sale.
- No resale of wholesale purchased items.
- No concessionaires are eligible. For example, vendors who sell pizza, hamburgers, or beverages like coffee or lemonade meant to be consumed onsite while at the market are ineligible for this program.
- No coverage for cosmetics or body care products (soap, lotion, etc.).
- Coverage is not valid for sales from your home or farm, for commercial kitchens, or for crops; coverage is only valid at established farmers markets or established farmers market-type events.
- This is not for vendors who have a store front, as the market is just another selling location. These vendors must obtain coverage through their business insurance.
- Insurance is only valid in the states of Wisconsin and Minnesota (although a vendor may live in adjacent states).
- Vendors must comply with applicable rules and regulations with the Wisconsin Department of Agriculture, Trade and Consumer Protection (or Minnesota Department of Agriculture if selling in Minnesota) and Wisconsin Department of Health Services (or Minnesota Department of Health if selling in Minnesota).
- A certificate of insurance will be emailed or mailed to you as your proof of insurance.
COST TO VENDORS:
Premiums, Fees and Options
All policies require:
An annual WFMA membership of $25
+ Admin fee of $35
+ Vendor Insurance:
Vendor Insurance I $69.54 (Food-Unprocessed) = TOTAL $129.54
Food-Unprocessed: Vendors who grow their own food products and do not process them. Food goes directly from the ground to the stand. Examples: tomatoes, apples, potatoes, flowers, and plants.
Vendor Insurance II $107.48 (Food-Processed) = TOTAL $167.48
Vendors who grow their own food products and perform processing before sale. Examples: jam, jelly, honey, maple syrup, bread, baked goods, spices, and canned goods.
Vendor Insurance III $158.05 (Crafts, Food-Unprocessed / Processed) = TOTAL $218.05
Crafts, Food-Unprocessed/Processed: Vendors who grow and/or process their own food products AND/OR sell small, one-of-a-kind, non-mass-produced crafts. Examples: jewelry, birdhouses, candles, and hand-made wearable items.